Little Summary of My Achievements for this Year

          This year in Helen Bernstein High School was amazing.  What I did for this year is I received a certificate for the Highest GPA with a golden star on it. I was very proud of myself because I worked hard, learning and passing exams to achieve it. Also I am interested to join Dragon News blog to write any event that will happen in school next year. I think it will be fun to share ideas and thoughts. On my other subject, that I have been taken, is accounting. There I studied about debit and credit and how it works. Also I was improving my typing skills online and almost finished with lessons. To conclude, I would say NEVER GIVE UP!!!

Some QUESTIONS AND ANSWERS from The Article"Time Is Money"

                                        Questions

1.  What does the author mean when he says, "money can buy you time, which is why we pay physicians and pharmaceutical companies after we have heart attacks"?

2.  Reread the paragraph that starts "But 25% more pay is not the heart of the matter."  The author then says, "People who start businesses are more likely to get rich than anyone else."  According to the author, why is this true?

3.  Explain in your owns words what the heading "The High Cost of Leisure" means given what has been covered so far in the article.  

4.  In what year in human history did productivity begin its "steady upward rise . . . of 2.5% per annum"?

5.  What was Thomas Edison's contribution to "overcoming nature"?  How did his invention overcome nature?

6.  According to the author, how do most of us overcome nature?

7.  According to the author, why do most people don't like to work?

8.  According to Dr. North, how many hours does it take for a person to become competent with something?  Divide that number by 365 and you will get the number of years it takes to be competent.  How many years does it take for someone to be competent at computer engineering or selling real estate?  How many years does it take for someone to be a master of a skill?

9.  Gary North's article promotes and privileges creators over consumers.  He says, "What most people do not recognize early enough is that they should find employment in a field in which the compounding process produces a sense of personal achievement that lures them back into an ever-greater investment of their time. The compounding process is what produces success, but the front-end costs, especially psychological costs, keep out most people. They willingly serve as salary earners rather than creators."  What does he mean by the "compounding process"?

10.  In his section on "The Problem With Schools," Gary North says that great teachers are not allowed to multiply themselves.  What does he mean by multiplying one's self?

11.  According to Dr. North, who in the free-market is king and the person to whom we should serve?

12.  What lesson can you learn from the following story.  "There is a man in my church who owns and operates motels. Back in the 1980s, he was in college, earning a degree in physical education. He was also making $60,000 a year in the motel business. His coach told him to quit school. "You're making more money than I am. Why do you want to teach junior high school boys, whose parents will be on your back to give their kid more playing time?" He wisely dropped out of college."

                                             Answers

1) It means that there are people who are worth a billion dollars. No one I know is going to live 300 years unless a major breakthrough in medicine takes place.

2) It is not something newt that people who owns businesses and work longer that makes the big difference. To have more benefit from this, they must work long hours, because the consumers are demanding. The consumer have to work harder and smarter. So the owner will pay you a lot more if you do so.

3) Leisure was once the major blessing of slave-ownership. The article tells us how people praised leisure for the good life. At that time hat was work only for slaves. Most of man's hard manual labor has been the norm. Men had to struggle with the earth for the living. Most of their children died before reaching adulthood. But In 19s it had changed, technologies and living conditions improved.

4) steady upward rise . . . of 2.5% per annum beginning in the mid-18^th century.

5) Most of  humans overcome nature with tools, not with hard physical labor. They probably overcome nature with capital and therefore thrift. For most people in history, nature has provided little value above what was put into it. The net productivity of autonomous nature is low. Only through capital investment does nature produce sufficient output to provide lots of excess wealth, which is taken in the form of leisure.

6) Most of the people overcome nature with tools, not hard physical labor.

7) Most of the people don't like to work because our technologies develop fast so machines work for us as slaves and do most of the humans' job. Also hating their job causes people to quit and stop working.

8) It takes 1,000 hours/365= 2 it takes to be competent.  A bachelor's degree takes most people five years to earn. If we think of a work week as 40 hours, that's an investment of 50 x 40 x 5 = 10,000 hours Cost of the move from competence (1,000 hours) to mastery (5,000 hours)= 13 years to mastery.

9) I looked up in the dictionary and compounding as an adjective means  divided into parts, so may be this process have many parts/ steps.

10) I think in his phrase he meant that if someone, such as teacher, has better degree than others shouldn't raise his/her self like they deserve more. If every teacher has the same salary with good degree or not if the teacher has better experience that also counts.

11) I learned from this story that whoever tells you to quit the college/university tells you you may make more money if you will work without that too, trust me that will never happen. This is how the world is. Man with degree and experience will choose  for the work without line. Never quit or stop to achieve your goals.

What the Turks Can Teach Us about Recycling?

                                  Questions About An Article.......
a. Who is Scott Walker?
b.  An editorial in The Journal Times.com was outraged by a decision that Walker was considering.  What did Walker want to do?
c.  Why did Governor Walker surrender his plan, and what were the arguments his opponents raised?
d.  According to the article, what is the estimated number of waste-pickers worldwide?
e.  Individual homeowners and employees at schools and other institutions believe that it is really important to separate recyclable items like paper, glass, and plastic.  According to the article, how would individual waste-pickers benefit from just throwing everything away into a single bin?
f.  What is an eskicis?
g.  Open up another tab and google "currency converter."  Find out how much 17,000 lira are in terms of US dollars.
h.  Read that paragraph next to the picture with the "For Sale" real estate sign.  According to that paragraph, what is one of the benefits of allowing individuals roaming neighborhoods to collect trash?
i.  Who is the author of the article you just read?  Where does
j.  In the paragraph where the "Today's Zaman" is linked, what reason does Emir Altıngöller, a junk dealer, give for being content?


                                                     Answers
1) Scott Walker is the state's governor in Wisconsin.
2) Mr. Walker said that recycling has developed into a service too valuable to toss on the scrap heap.He also meant say recycling is cleaner than garbage, trims energy use, creates jobs, and keeps tons of waste from ending up in landfills.
3) The governor folded his plan when he failed to get the backing of key Republican lawmakers, who said his plan goes too far. So Wisconsin residents can look forward to sorting and separating their paper, plastic, and cans under the thumb of Wisconsin authorities. It's now radical to believe that people should just throw unwanted items away
4) The estimated number of waste-pickers in the world is 15 million.
5) Waste pickers have benefits by collecting materials for hours and then take them to depots where junk dealers buy and sell the thrown-away goods. They appreciate being self-employed
6) Eskisic means making one man's trash another man's treasure.
7) 10771.88 lira to US Dollars.
8) There are employment opportunities for them.
9) Douglas French is an author of this article and he also is the president of the Mises Institute.
10) Emir Altıngöller buys and sells goods by the kilogram. He buys for 40 kuruş and sells for 60 kuruş. He tells us his earnings can vary because there will be days when he makes only TL 10 and days when he makes TL 100. There are times when his total monthly earnings are only TL 500. He is very thankful and happy with his lot because he says he appreciates being self-employed.

These logos from the place that I attend and I would like to attend

Logo Of Helen Bernstein High School 

 Logo of UCLA (The University Of California) University

Logo Of Woodbury University

                                     Questions:

1.  What does CLEP stand for?
2.  Identify 3 advantages to taking and passing a CLEP Exam.
3.  At the CLEP site, open up a test for any of the subjects.  Go the left-hand menu and find "Registering."  At the page, find out how much a CLEP Exam for one subject costs.  Answer that question: How much does single CLEP Exam cost?
4.  Which two subjects of the CLEP Exam would you be interested in testing?



                                 Answers:
1) CLEP stands for (College Level Examination Program).
2)Save time. Depending on your college's CLEP policy, a satisfactory score on each CLEP exam can earn you up to 12 credits. Save money. At $77, CLEP is a fraction of the tuition and fees for a college course. Graduate on time.
3)  Each examination costs $77.
4) I would be interested to take Financial Accounting, Calculus, and Introductory Business Law.

Commets about Khan Academy Video Trainings.........

         I definitely can say that those videos will help people to learn more about subjects that they choose. Khan even categorized lesson by their subject and included some problems how the theorems work. I was watching the video and tried to solve hard problems, but what helped me is that you can start by yourself and follow the training steps in order to figure out different types of solving the problem/equation. 

~Summary of The Article Minimum Wage's Discriminatory Effects ~

     By reading the article " Minimum Wage's Discriminatory Effects"and digging deeper to understand that man years ago the difference between races had been stopped. Is it possible that discrimination among white and black people continues?
      As to be very persuaded, people were needed some proofs about the minimum salaries' devastating effects. Another study has already reached the same conclusion. Two labor economists, Professors William Even and David Macpherson, released a study for the Washington, D.C.-based Employment Policies Institute titled "Unequal Harm: Minimum Wage Increases." Percentage of being unemployed young adult increases up to 27 percent(%). Also as we can see that the unemployment rate for black young adults was almost 50 percent, but for young black males, it was 55 percent. 
       Among the white males, the economic professors found that each 10 percent increase in a state, but federal minimum wage decreased employment by 2.5 percent. The terrible situation, among black males in this group, is that each 10 percent increase in the minimum wage decreased employment by 6.5 percent. In every business, every job will hire the educated person with experience. So most uneducated African Americans worked in food and drinking establishments. 
     To find a job or hire such a worker would be a losing economic proposition. If the employer could pay that low-skilled worker the value of his skills, he would at least have a job and a chance to advance his skill and earn more in the future.